Can You Buy an RV Without a Title? Everything You Need to Know

Buying an RV can be an exciting leap into the world of recreational travelโbut what if the seller doesnโt have the title? Whether itโs a motorhome, travel trailer, or camper, the RV title is a critical legal document that proves ownership and allows you to register the vehicle with your stateโs Department of Motor Vehicles (DMV).
This guide covers what it means to buy an RV without a title, the risks involved, how to legally get the title, and the steps youโll need to follow to transfer ownership.
What Is an RV Title and Why Is It Important?
The title is the official document issued by your stateโs Department of Motor Vehicles that establishes the legal owner of a recreational vehicle (RV). For someone whoโs buying an RV for the first time, understanding the title process is critical to avoid costly legal issues later.
Key Information on an RV Title Includes:
- Vehicle Identification Number (VIN)
- Ownerโs name and address
- Any lienholder or lien information
- Title number
- Issuing state
Without the title, youโre missing the proof of ownership required to register the vehicle, insure it, or legally drive it on public roads.
Title vs Registration: Whatโs the Difference?
People often confuse an RVโs title with registration, but they serve different legal purposes.
Document | Confirms Ownership | Needed to Drive | Issued By |
Title | Yes | No | Department of Motor Vehicles |
Registration | No | Yes | Local DMV or County Tax Office |
A title is a one-time document proving who owns the RV. Registration must be renewed annually and is required to operate the trailer on public roads.
Can You Legally Buy an RV Without a Title?
Buying an RV without a title is possible, but doing so comes with serious legal and financial risks. While some sellers claim the title is lost or that theyโll get the title later, thatโs not always true or even possible.
Common Situations Where Titles Are Missing:
- The previous owner still has it and never transferred it.
- The guy I bought it from didnโt complete the transfer.
- It was abandoned, inherited, or sold as-is with missing paperwork.
- The RV was used off-grid and never registered for use.
- The title was lost, and a duplicate title was never requested.
If the seller doesnโt have a title, the deal canโt proceed safely unless they can legally transfer ownership by initiating a title application or bonded title process.
Risks of Buying an RV Without a Title
Buying a vehicle without the title puts you in legal limbo. You might pay a fee upfront only to discover you canโt ever drive or resell the RV.
Common Risks:
- Stolen property: You canโt confirm the registered owner or VIN history.
- No legal recourse: If the seller disappears or lies, your options are limited.
- Unable to register or insure: Most states require a title to issue plates or coverage.
- Resale issues: You may need to sell the RV later but wonโt be able to transfer the title.
If youโre proceeding cautiously, an inspection checklist can help assess conditions before committing.
Can You Get a Title for an RV After Buying It?
Yes, youโre eligible to apply for a new title in many states, but the process requires effort, verification, and possibly bonding.
Steps to Obtain a Title If You Donโt Have One:
- Contact your local DMV office or county tax office
- Complete an application for title
- Submit a bill of sale and any documentation with the ownerโs name
- Youโll need to provide a VIN inspection and photo of the RV
- Some states require a title bond (often 1.5x the RVโs value)
If approved, the DMV will issue a bonded title. After a set period (typically 3โ5 years), if no disputes arise, you receive a permanent vehicle title.
Title Recovery Services and VIN Checks
To reduce risk, run a VIN check through services like NICB, Carfax, or your stateโs Department of Motor Vehicles. These reports will tell you if the RV has:
- Been reported stolen
- Has a lien or lienholder
- Is marked as salvage or junk
- Was previously titled in another state
You can also hire a title recovery service to help with the paperwork. Theyโll guide you through how to apply for one legally in your state.
Situations Where You May Not Need a Title
In some states, older trailers or campers (usually 25+ years old) may not have originally been titled;
However, you must still:
- Get a bill of sale.
- Provide VIN or serial number.
- Apply for a bonded title or affidavit of ownership.
- Go to your local tax office or DMV.
Depending on the state, you may not need a title if the RV is never operated on public roads (e.g., stationary tiny homes, guesthouses, or parked storage units).
When to Walk Away From a No-Title RV
Even if the RV is in great condition, the lack of a title should be a red flagโespecially if the seller canโt provide supporting documentation. You might hear:
- โItโs too old to have a titleโ
- โIโm waiting for the title to arriveโ
- โThe lien is paid in full, but not cleared yetโ
Unless the title is transferred to your name, you are not the registered ownerโeven if youโve purchased an RV and paid in full.
RecNation Tip: Secure Storage While You Sort Title Issues
If youโve bought an RV and youโre still waiting for the title transfer or navigating a bonded title process, itโs critical to protect your asset.
RecNation offers secure RV storage across the country with:
- 24/7 gated access.
- Indoor and covered options.
- Flexible month-to-month plans.
This gives you peace of mind while you work with the local DMV to resolve your title situation.
Final Thoughts
Getting an RV without a title isnโt always a dealbreaker, but it should never be taken lightly. If youโre buying an RV without one:
- Confirm the RVโs VIN and run a history report.
- Understand the legal steps to obtain a title.
- Work closely with your local DMV or tax office.
- Donโt skip paperwork like the bill of sale.
- Use bonded title processes if allowed in your state.
While you work through title recovery, donโt leave your RV exposed to weather, theft, or damage. RecNation offers secure RV storage facilities with gated access, indoor options, and flexible plansโideal for keeping your RV safe while the paperwork is underway.
Taking these steps ensures youโre not only protecting yourself legally, but also setting your RV up for proper use, resale, and long-term value.
FAQ: Buying an RV Without a Title
Can I register a camper without a title?
In most states, no. Youโll need to get a title through a bonded title application or contact the DMV office to see if your RV qualifies for an exemption.
How much does it cost to get a duplicate title?
Duplicate title fees range from $10 to $40 depending on the state. Youโll also need to prove your identity and provide relevant information about the RV, such as the VIN and ownerโs name.
What if the previous owner still has the title?
Ask them to sign over the title or file a power of attorney with the DMV. If the seller is unresponsive, your only recourse may be a bonded title.
Can I sell an RV without a title?
Usually not. Most states require a title to legally transfer ownership. If youโve lost the title, youโll need to get a duplicate from your local DMV before selling the RV.
What do I need to get a new title?
Your stateโs Department of Motor Vehicles will guide you through submitting an application for title, verifying ownership, and paying any required fees.